Legal Disclaimer

The information, tools, and AI-generated outputs provided by SplitKin (the “Service”) are offered “as is” and “as available” for general informational and coordination purposes only. SplitKin makes no representation or warranty of any kind, express or implied, regarding the accuracy, completeness, reliability, suitability, availability, or timeliness of any content surfaced through the Service.

Any reliance you place on the Service or its outputs is strictly at your own risk. SplitKin will not be liable for any loss or damage of any kind arising from such reliance.

SplitKin uses artificial intelligence (currently Anthropic’s Claude) to extract structured data from chat messages. AI systems can produce output that is inaccurate, incomplete, biased, fabricated, or mis-categorized.

• Events, expenses, decisions, and tasks logged by the AI are informational only and require human verification before use in any consequential decision.
• The fairness dashboard reflects what the AI extracted, not an audited or legally verified record.
• Money figures derived from chat messages may be misinterpreted (forward-looking versus already-paid, currency, etc.). They are not a substitute for receipts, bank statements, or accounting records.
• The AI may miss things, double-count things, or assign tasks to the wrong person. Edit or delete any output that’s wrong.

SplitKin disclaims all liability for any decision you, your family, or any third party makes based on AI-generated output.

SplitKin is a coordination tool, not a professional services provider. Nothing on the Service constitutes:

• Medical advice. SplitKin is not a healthcare provider. Do not use it to make medical, treatment, medication, or clinical decisions. Consult a licensed healthcare professional. SplitKin is not HIPAA-scope and is not designed to store Protected Health Information (PHI).
• Legal advice. Information related to power of attorney, estate planning, guardianship, or any other legal matter is informational only. Consult a licensed attorney in your jurisdiction.
• Financial, tax, or investment advice. The Service does not constitute financial, tax, or investment advice. Consult a licensed financial advisor or tax professional.
• Accounting or audit services. Expense tracking is for family coordination. It is not a substitute for professional accounting, bookkeeping, or tax records.
• A caregiver-client relationship. Your use of the Service does not create any professional, fiduciary, agency, or care-provider relationship between you and SplitKin.

Caregiving decisions are entirely your responsibility and the responsibility of the licensed professionals you choose to consult.

SplitKin is designed for use within a family circle to coordinate care among adult siblings. The Service:

• Does not facilitate payments between siblings. Settle-up records are informational only and do not transfer funds.
• Does not adjudicate disputes between siblings. The fairness dashboard reflects extracted data, not a legally binding judgment about contributions.
• Does not represent any sibling or other family member.

The Service may include links to or integrate with third-party websites, services, or content (“Third-Party Content”). SplitKin does not control Third-Party Content and is not responsible for its availability, accuracy, content, products, or services. Inclusion of any link or integration does not imply endorsement.

Your access to and use of Third-Party Content is governed by the third party’s own terms and privacy policies. SplitKin disclaims all liability arising from your use of Third-Party Content.

SplitKin does not guarantee that the Service will be uninterrupted, secure, error-free, or available at any particular time. Outages, maintenance, network disruptions, or other circumstances may interrupt access. SplitKin is not liable for any inability to access the Service or for any consequences of such inability, including missed messages, lost notifications, or delayed care decisions.

SplitKin makes a good-faith effort to ensure the Service functions as described. However, errors, omissions, and inaccuracies may occur in the user interface, marketing copy, AI output, fairness calculations, or any other part of the Service. SplitKin reserves the right to correct errors at any time without notice and disclaims any liability resulting from reliance on incorrect content.

To the maximum extent permitted by applicable law, in no event will SplitKin or its officers, directors, employees, contractors, agents, suppliers, or licensors be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or in connection with the Service, the AI’s output, or any content surfaced through the Service, including without limitation loss of profits, revenue, goodwill, data, use, or other intangible losses, even if SplitKin has been advised of the possibility of such damages.

SplitKin’s aggregate liability for any claim arising under or related to this Disclaimer or the Service will not exceed the greater of (a) the total amount you paid SplitKin in the 12 months immediately preceding the event giving rise to the claim, or (b) US $50.

See our Terms of Service for the full limitation of liability and dispute-resolution provisions that govern your use of the Service.

You agree to indemnify, defend, and hold harmless SplitKin and its officers, directors, employees, contractors, agents, suppliers, and licensors from and against any claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from any decision, action, or omission you or any member of your circle takes in reliance on the Service or its outputs.

SplitKin may update this Legal Disclaimer at any time. The “Last updated” date reflects the latest version. Continued use of the Service after the effective date constitutes acceptance of the updated Disclaimer.

Questions or notices regarding this Legal Disclaimer should be sent to legal@splitkin.com.